Employer Cost vs Employee Value Calculator

See what you invest in benefits per employee, and how much value your team likely feels they're receiving.

No personal data is collected. Calculations are private and not saved.

Company Basics

Number of Employees *

Average Annual Salary (optional)

$

Used to calculate monthly value when benefits are entered as a percentage

Pay Cadence (for display)

Employer Benefit Investment

Enter your typical monthly employer contributions. Estimates are fine.

Employee Perception

Answer based on what you see most often, not what you hope is true.

These questions help estimate perceived value. There are no right answers.

Important Disclaimer

For educational purposes only
Estimates based on your inputs and simplified assumptions
Not legal, tax, or compliance advice
Results are indicators, not guarantees

No personal information is collected. Calculations are private and not saved.

Provided by James Brown, Small Business Benefits Specialist

James Brown is a licensed insurance producer: WA License #1040586 | NPN 19363173

Statistics referenced on this site

Admin burden reduction based on industry benchmarks for outsourced benefits administration (ABIG Solutions, 2025; Paychex Business Leader Survey, 2025). Health insurance overpayment estimates based on peer-reviewed research published in the American Economic Review (Votruba, Cebul, Rebitzer & Taylor, 2011) and JP Morgan Chase Institute analysis. Time burden figures from Paychex 2025 survey of businesses with 5-499 employees. Individual results vary based on plan design, team size, and current setup.

Producer Disclosure
James Brown is a licensed insurance producer and is licensed to conduct insurance business in WA and other states where applicable. For a full list of state licenses, please contact James Brown directly.

Compensation Disclosure
James Brown may receive commissions or other compensation from insurance carriers for the placement of coverage. This compensation does not impact my commitment to act in my clients’ best interests.

Not an Offer
Submitting a form or scheduling a strategy call does not constitute an application for insurance and does not bind coverage. Coverage is only bound upon carrier approval and written confirmation.

SMS Disclosure
By texting or providing your phone number, you consent to receive messages from James Brown related to your inquiry. Message and data rates may apply. Reply STOP to opt out.