2-Minute Benefits Sanity Check

You're already paying enough
to keep them.

Take 2 minutes. Find out where things are leaking - before it costs you another good guy.

What Changes

Move From "Renewal Panic" To Strategic Control.

Annual Premium $128,400
Claims Used $97,600
Admin + Stop-Loss $16,600
Claims + Admin vs. Premium

Your Refund $14,200

Stop Writing Blank Checks

Stop handing over cash to carriers that you'll never see again. We build level-funded plans that act like self-insurance, but without the crazy risk. If your guys stay healthy, you actually get money back. It's just common sense.

Enrollments Made Easy
Select health plan
Add dependents
E-sign documents
Confirm coverage
Get ID card
ADMIN TIME SAVED: 70%

Kill The Paperwork

Your office manager isn't an HR department. Our simple tools turn enrollments into a 5-minute task - cutting your administrative headaches by 70% & keeping your team focused on the work.

Premiums
-
Compliance
-
Network
-
Retention
-
Admin Load
-

Risk Score - / 50

Your Benefits Risk & Retention Score

No more blind spots. We score your risk across premiums, compliance, network coverage, and employee retention - so you see exactly where you're exposed. You get a clear picture and a solid plan, not just a shrug from a lazy broker.

The Real Problem

Is Your Current Broker Just A "Quote Jockey"?

Do you only hear from them when it's time to swallow another 15% rate increase?

Are they just pushing spreadsheets around instead of giving you a real strategy to keep your guys?

Who is actually answering the confusing HR questions when your team has an issue - them, or you?

Look, you shouldn't have to pick between keeping your business profitable and keeping your guys protected.

The problem isn't the market - it's trusting a broker who only shows up once a year with a spreadsheet and a shrug.

Take the free sanity check and see exactly where your hard-earned money is leaking.

Time-Sensitive

The Invisible Cost Of
Doing Nothing.

Every month you wait is another month of overpaying on a plan that doesn't stop your best people from answering a recruiter's call. The closer you get to renewal day, the less leverage you have. Taking action right now locks in better options and stops the bleed.

Stop The Bleed. Start Today.

Real Results

Trusted By Shops That Protect Their People.

★★★★★

"They cut our admin headaches by 70%. I actually have time to focus on running the business again."

Mike T.

Commercial Plumbing

★★★★★

"We stopped getting blindsided by 15% increases. We finally have a plan that makes sense for our guys and our budget."

Dave R.

Heating & Cooling

★★★★★

"The easiest transition we've ever done. They handled all the heavy lifting, and my guys appreciate the new options."

Steve K.

Commercial Electrical

The Process

120 Seconds To A Better Benefits Strategy.

01

Analyze - The Sanity Check

Spot the leaks in 2 minutes.

Take our quick 10-question audit to spot the leaks before they cost you another solid employee. We'll hand you a score that pinpoints the admin bloat and hidden risks most quote jockeys miss.

02

Diagnose - The Blueprint

A clear plan, under the radar.

We run a Workforce Retention Audit to map out a clear plan that protects your margins. And we do it completely under the radar, without bugging you or your guys.

03

Execute - The Heavy Lifting

You say go. We handle everything.

You give the green light, and we take over the grunt work. We handle the carrier paperwork, the software setup, and getting your guys onboarded. You take your retention numbers from a guessing game to a metric you control.

Take The First Step

Your Benefits Sanity Check.

10 questions. 2 minutes. Zero obligation. See your Risk & Retention Score instantly.

Start Your Sanity Check

Answer 10 quick questions to get your free Benefits Risk & Retention Score.

Let's Connect

James Brown

James Brown

Small Business Benefits Specialist

WA License #1040586 | NPN 19363173

Benefits advisor for blue-collar service businesses. Protecting the people who do the hard work.

James Brown is a licensed insurance producer: WA License #1040586 | NPN 19363173

Statistics referenced on this site

Admin burden reduction based on industry benchmarks for outsourced benefits administration (ABIG Solutions, 2025; Paychex Business Leader Survey, 2025). Health insurance overpayment estimates based on peer-reviewed research published in the American Economic Review (Votruba, Cebul, Rebitzer & Taylor, 2011) and JP Morgan Chase Institute analysis. Time burden figures from Paychex 2025 survey of businesses with 5-499 employees. Individual results vary based on plan design, team size, and current setup.

                                             

Producer Disclosure
James Brown is a licensed insurance producer and is licensed to conduct insurance business in WA and other states where applicable. For a full list of state licenses, please contact James Brown directly.

Compensation Disclosure
James Brown may receive commissions or other compensation from insurance carriers for the placement of coverage. This compensation does not impact my commitment to act in my clients’ best interests.

Not an Offer
Submitting a form or scheduling a strategy call does not constitute an application for insurance and does not bind coverage. Coverage is only bound upon carrier approval and written confirmation.

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9016 E Indiana Ave STE C, Spokane Valley Washington 99212-2464